Accord Mortgages is a dedicated intermediary-only lender and part of Yorkshire Building Society. They exist to help brokers look after what matters most - your clients, with both residential and buy-to-let mortgage solutions. 

At Accord, you can expect a common-sense approach in everything they do, with every case for every broker. Their common-sense flexible underwriting is there to help with complex cases. They also provide direct access to underwriters with a dedicated underwriter managing your case from start to finish.

They’re always looking for innovative ways to support intermediaries and reviewing our products and offerings to ensure they’re providing the best possible service.

Accord’s knowledgeable and experienced sales team are available by phone and webchat to support you and they have a host of online tools to help you find the information you need quickly and easily.

Barclays prides itself on the quality of its people and how quickly they have adapted to overcome a host of challenges when supporting intermediary partners and borrowers.

As a lender, it has certainly not stood still over the past two years. Every decision made over this period has been geared towards improving lending policy and criteria, providing reliable service levels and facilitating a more efficient mortgage journey - all while maintaining a highly competitive product range.

At the heart of these positive changes are Barclays’ people, and the bank is delighted to be involved in events such as The Mortgage and Protection Event, where individuals throughout the mortgage market collectively meet to share ideas and insight to help the industry move forward.

At the Beverley, they understand the importance and increasing role intermediaries play in helping to navigate borrowers through a complex mortgage market. They are absolutely committed to going out of their way to make your job as straightforward as possible and pride ourselves on being open-minded and flexible.  Sometimes income can be complex particularly if your clients are self-employed or have income from numerous sources, so they take the time to make sensible judgements and view and assess each mortgage application on individual merit and affordability. They Beverley pride ourselves on assessing applications through sensible underwriting and a flexible approach to secure lending.

At Bluestone Mortgages, as a complex credit mortgage lender, we pride ourselves on being able to offer Residential & Buy-to-Let mortgage products to underserved customers that have been let down by mainstream lenders. We truly believe that people should not be prevented from achieving their dreams of homeownership due to experiencing a life event.

More than ever, people are finding themselves in complex financial situations - which is why as a responsible complex credit mortgage lender, we make our decisions based on your client’s unique circumstances, not their credit score and we do everything in our power to give credit where credit’s due.

BM Solutions is dedicated to supporting intermediaries. Our competitive products and award-winning service can be accessed through our forward-thinking technology, BM Solutions Online. We aim to support the traditional sector of the Buy to Let market for landlords with small to medium sized portfolios.

Our team of experienced BDMs have consistently been there to complement our consistent and award-winning 5 star service but we don’t take things for granted. We’re continually refining our products and criteria to suit your needs so that you have everything you need to do business with BM Solutions.

The Buckinghamshire Building Society is an award winning, mutually owned independent Building Society, first founded in 1907. The society is based in the beautiful Buckinghamshire village of Chalfont St Giles and offers simple savings accounts to its members, as well as specialist mortgage products to customers, through intermediaries. We are dedicated to providing excellent customer service and pride ourselves on the work we do to give back to our local community.

We offer a holistic and ‘human’ approach to mortgage underwriting, allowing us to offer a niche product range to help people own a home of their own, even if their circumstances are slightly complicated. From First Time Buyers to Later Life Lending and everything in between, our aim is to help people own their dream home, no matter what stage of life they are at. We work closely and proactively with our loyal intermediaries to go above and beyond to find a solution.

Welcome to the certainty you seek.

Coventry’s expert, knowledgeable people are there to give you the clarity, confidence and reassurance you need to deliver for your customers.

The lender’s commitments to you:

• To give you the information you need when you need it.
• To be proactive and helpful in every conversation.
• To use tech to speed up common sense, but not replace it.
• To recognise that your clients are your clients.

Coventry for Intermediaries’ wide range of mortgage products includes:

• A simple offset, with just one easy-access savings account linked to the mortgage.
• An interest-only product range including fixed rate and offset mortgages.
• First-time buyer-only rates to help your clients get on the property ladder.
• Product transfer rates as good or better than new business rates – all available through brokers.

The lender’s aim is for every part of your professional world to work together better.

We want to make life as easy as we can for intermediaries. That’s why we’re committed to providing and delivering excellent products and service to you and your clients.  It’s easier to do business with Halifax Intermediaries.
Our product proposition includes Homemovers, Remortgages, Large Loans, New Build, Help to Buy and Affordable Housing. You can also secure a great new deal for your existing Halifax clients and retain their business with Halifax Product Transfers and Further Advances.

HSBC Life (UK) Limited is part of the HSBC Group, one of the world’s largest banking and financial services organisations.

HSBC Group serves more than 40 million customers worldwide through a network that covers 64 countries and territories in its geographical regions: Europe, Asia, North America, Latin America, and Middle East and North Africa.

HSBC Life (UK) Limited is a subsidiary of HSBC Bank plc and was founded in the UK in 1988.

HSBC Life (UK) Limited offers insurance services to meet protection and investment management needs. Its services and solutions are available through HSBC banking channels and selected third-parties, including financial advisers and aggregators.

Kent Reliance for Intermediaries offers a range of buy to let and residential mortgages designed to help brokers with cases that fall outside of standard criteria.

As the home of handcrafted mortgage solutions, they see the potential when other lenders may not be able to help. Their common-sense approach and ability to look at each case on its own merits means they could provide tailored solutions in even the most complex of scenarios.

Thanks to the unrivalled personal service offered by their national network of business development managers, Kent Reliance for Intermediaries are perfectly placed to help brokers navigate challenging cases. And because their large underwriting team assesses each case they receive individually, they’re able to ensure brokers access the best-suited products.

Their efforts over the past year resulted in them being named as the Best Specialist Lender at the L&G Mortgage Club Awards 2023. They were also highly commended in the Best Buy to Lender category at the Mortgage Strategy Awards and in the Best Specialist Mortgage Provider category at the Moneyfacts Awards.

Kent Reliance for Intermediaries, along with Precise Mortgages and InterBay, is an OSB Group lender.

Legal and General Mortgage Club is the largest and longest-running mortgage club in the UK.

It is proud to be involved in nearly one in five of all mortgages and one in three of all intermediated mortgages, completing over £109.5bn of lending in 2022 alone.

Now in its 28th year, Legal and General Mortgage Club completed £923bn of mortgages since 1995. It prides itself on providing value to members, always working closely with new and existing partners to deliver great products, pricing and services.

Legal and General Mortgage Club has built in lots of added benefits to help your business grow, from technology that saves you time to optional payments in advance on proc fees.

It also provides flexible fee payments, exclusive products and great lender choice.

You’ll always have the support of its friendly team, ready to answer any questions.

At LV= GI for Intermediaries they believe outstanding people deliver outstanding service and that powers performance for you and your business. But it’s their combination of people and technical capability that delivers better results for everyone.

They're proud to introduce one of the UK’s largest general insurers, with more than 6.5 million customers and 4,000 employees.

Throughout their 170-year history, they’ve increased the value of their business by putting their people first and placing your clients at the heart of everything they do. LV=GI is one community, working effortlessly together to bring the best to you and your clients. Their goal of growing client value is underpinned by their vision to be Britain’s best loved. They offer a range of General Insurance (GI) products to intermediaries and work hard to make GI as simple and straightforward for your clients, while making it as easy as possible for you to do business with them. Because they know you’ll always have your clients back, they’ll always have yours.

Market Financial Solutions (MFS) is one of the longest-serving specialist finance providers, with 16+ years’ experience in the industry.

MFS launched its specialist buy-to-let mortgage product last year, to help support UK and offshore borrowers by providing optionality, flexibility and bridging-like speed. This is achieved through deferring/rolling up interest for up to nine months, top slicing and a Super Flexi ICR of 130%.

Every enquiry receives an appointed business development manager and dedicated underwriter. They work alongside brokers to take on all the heavy lifting and actively search for a reason to lend, rather than looking for reasons to say no.

One Mortgage System (OMS) is more than just a sourcing system. With features that allow you to source, check and submit mortgage applications, saving brokers time is OMS’ key goal. Other features include an audit trail, pre-population, DIPs, full two-way lender integration with a number of lenders and more.

The system allows document uploads, sourcing, KFIs, evidence of research, email and SMS updates, pre-underwriting, AVMs, credit searches and so much more to help save brokers hours of administration time.

The system has been developed by working alongside mortgage advisers and observing how they operate. This has resulted in a multi-award-winning system that has amassed over 4,000 users who in the last 12 months have submitted over 42,000 applications.

Pepper Money is a broad specialist lender. They exist to help people succeed. Championing individuality and looking for opportunities to say yes, rather than reasons to say no.

They understand that brokers have a range of different needs, because their customers do, too. These clients may want to take the next step in their homeowning journey. Brokers want to help them, in the most efficient and profitable ways.

Pepper Money are here to help both parties fulfil their ambitions. By offering simple, inclusive products. By having a human approach to decision-making. By being easy to work with. And by providing specialist expertise that can be relied on.

After all, when you keep an open mind and listen to people, everyone succeeds.

One of the UK’s largest mortgage clubs, PMS is committed to supporting ambitious firms to grow and evolve. They do this by designing their products and services to educate advisers on market trends, to provide exclusive mortgage products and services, as well as technology solutions, property valuation and legal support, protection, and more. 

PMS focus on delivering a truly personalised, collaborative approach that places their members and customers at the heart of everything they do. 

Plus, as they’re part of Sesame Bankhall Group, their members benefit from access to expertise across the world of financial advice. 

Precise Mortgages delivers innovative residential and buy to let mortgage solutions, as well as bridging finance, exclusively through a nationwide intermediary base.

Their aim is to support home-owning aspirations and buy to let entrepreneurialism through their award-winning range of products which are designed to help customers get the mortgage they need as quickly and easily as possible.

As one of the UK’s leading specialist lenders, Precise Mortgages have been helping customers underserved by the high street, and those with less-than-perfect credit profiles, since their launch in 2010. They’re able to achieve this thanks to a technology-driven underwriting and credit risk management process which enables them to be more expansive than mainstream lenders in their mortgage and loan approvals.

In 2023, Precise Mortgages were recognised at the Mortgage Strategy Awards when they were named as the Best Short Term Lender. They were highly commended in the Best Second Mortgage Lender category at the What Mortgage Awards.

Precise Mortgages, along with Kent Reliance for Intermediaries and InterBay, is an OSB Group lender.

Scottish Widows Bank is Lloyds Banking Group's offset mortgage provider but also focusses on the professionals and later life markets, offering all of its products exclusively through the intermediary market.

Over the last 12 months the bank has taken its proposition significantly further with initiatives designed to enhance its products and service. This has included a separate range of products for large loans and later life lending along with enhancements to its interest-only policy.

Launched in 2019, its Premier Mortgage Service is built around the established expertise of its dedicated Relationship Managers. On hand to help you with your large loan clients, the team offers tailored, expert support. Whenever you need it, however complex your clients’ needs.

Sesame is one of the leading and longest-established adviser networks in the UK, offering our members a breadth of knowledge and support. 

They have specialised in mortgages, protection and general insurance for more than 20 years, placing their members and their customers at the heart of everything they do. 

In addition to market-leading products, including exclusive arrangements across mortgages, protection and general insurance, Sesame work to ensure that their members benefit from their truly personalised, collaborative approach. 

And, because they’re part of Sesame Bankhall Group, their members benefit from access to expertise across the world of financial services. 

Making Things Easier for You

Without you, we wouldn’t be where we are today. That’s why at Skipton Building Society for Intermediaries we provide a variety of services and tools designed to make things faster, easier and better for you. You can talk to real people who can make decisions. You can phone, email, web chat or video call us. You can get practical support from your local BDM and TBDM too. And use our online tools around the clock.

Our job is to make things easier for you. And we’ll do whatever we can to make that happen.

 Visit our website to see the full list of ways we’re Making Things Easier for you.

Source Insurance has been providing household and let property insurance to the general insurance market for 30 years. Operating a panel of well-known insurers, they offer hassle-free insurance at fair and square prices and excellent risk coverage.

Source offers both advice-led and non-advice-led quoting systems that are designed and maintained using adviser input.

Rated 5* on Trustpilot, Source prides itself on its customer service that cares and its people entric personality.

As GI experts, Source offers a range of support systems and useful resources to support advisers with their general insurance business acquisition and continued learning.

As a mutual, The Exeter couldn’t be more friendly. They’re committed to working with you to grow your business and deliver the best possible outcomes for your clients. Put simply - you matter more.

Their multi award-winning proposition provides you with a range of products to meet your clients’ needs, including:

• Income protection
• Life cover
• Health insurance

To find out more about The Exeter visit www.the-exeter.com/adviser.

UnderwriteMe is transforming the life insurance industry through technology by bringing insurers, intermediaries and customers closer together in the marketplace. They recognise the need to change the life insurance application journey from a complicated, inefficient experience to one that makes the buying process easier and faster for customers and advisers alike.

Founded in 2012, UnderwiteMe’s journey started with the the Underwriting Engine and Protection Platform in the UK, and they have now grown to become a leading insurtech provider across Europe, Asia, Australia, and recently expanded in North America. Their mission is to provide technology solutions that enables our partners to transform and disrupt the life insurance industry.